H.R. 6, the Higher Education Appropriations Bill, makes all student loans nondischargable, except for those that can successfully claim "undue hardship". The general effective date of this change is October 1, 1998. The text of the amendment to Section 971 can be viewed at http://www.ed.gov/legislation/HEA/sec971.html. Other amendments to the Higher Education Act of 1965 may be viewed at http://www.ed.gov/legislation/HEA/.

Thanks to Linda Dotson (San Diego State University) for this contribution.