Tuition Payment Plan

Low cost - Interest-free - Monthly payments

The interest free Tuition Payment Plan (TPP), administered by Educational Computer Systems, Inc. (ECSI), is a convenient alternative to lump-sum semester payments.

Features

• Monthly payments
• No interest charges
• Low cost-only a $25 application fee
• Automatic bank draft option
• Electronic bill payment option
• Electronic billing statements

Easy-to-use
Any parent, guardian or student at John Carroll University is eligible for the TPP. By joining the TPP, you are able to pay your tuition on a monthly schedule instead of one lump sum each term. Upon receipt of your application and fee, ECSI will automatically establish your account and notify the college of your participation in the plan.

We offer monthly automatic deductions from a personal bank account (ACH), electronic bills sent to you via e-mail, and online payment. If you are interested in one of these payment options you can visit the ECSI website [www.ecsi.net] for more details. You can also indicate your preference for one of these options on the application.

Interest Free
This is an interest free plan. You can participate in this plan and pay monthly without accruing interest, by making your scheduled monthly payments on time.

Simple Payment Schedule
As a plan participant, you make equal monthly payments beginning as early as June 15th. ECSI offers electronic statements. If you prefer, ECSI will mail your monthly statement.

Accounts with payments not received by the 15th of the month may be subject to account termination. If your account is closed, you are required to pay all charges, including late fee, to John Carroll University at that time.

ECSI provides a detailed status of your account to John Carroll University each month.

How to Enroll
To enroll online, go to www.ecsi.net and click on the Students link, click on "Apply for Monthly Tuition Payment Plan," and select John Carroll University from the list of schools. If you do not have internet access, or prefer to complete a paper version of the application, please call ECSI at 866-927-1438.

Once you are enrolled in the TPP, you will receive an e-mail from ECSI. ECSI will notify you electronically or mail your monthly bills on the 1st of the month and payments are due on the 15th of the month.

Questions
Call ECSI at 866-927-1438. They will receive your application, send your monthly payment plan bill, and receive payments for credit to your account. They are open Monday-Friday, 7:30 am to 8:00 pm.

Terms/Conditions
The participant will make the required monthly payments by check or money order in U.S. Dollars, by credit card, bank draft (ACH), or electronic payment to John Carroll University, c/o ECSI at such times and in such a manner that the full amount of each payment will be received on or before the 15th day of each month in which it is due. The amount of the monthly payment shall be credited to the participant's account with ECSI. A $25 service fee will be charged for all returned checks by ECSI and the service fee will be added to your next month's payments, in addition to any charges that may be assessed by your bank and the $25 returned check fee assessed by John Carroll University.

ECSI will disburse the balance in the participant's account to John Carroll University as required by the school until such a time as all funds are disbursed in full, or the account is closed for any reason. The obligation of ECSI to make disbursements to the school shall at all times be limited to the amount in the participant's account.

If any payment due is not received by the close of business on the last day of the month following the month in which it is due, the participant's plan will be terminated.

The participant may terminate the Agreement at any time by written notice to ECSI in which ECSI shall pay the balance in the account to the school unless written instructions to the contrary are received from the school. The Agreement will terminate in any event upon plan termination due to delinquency or upon the making of the final school disbursement.

Bank Draft Option Instructions/Terms and Conditions

To activate - Payments for fee(s) charged by John Carroll University may be drafted from a bank account through an automated clearing house (ACH) debit. To participate, please complete the Automatic Payments section at the bottom of the John Carroll University Tuition Payment Plan Application.

Placing a 'Stop Payment' - You will have the right to stop payment by notifying your bank three business days before the checking account is charged.

Canceling the direct debit - This authorization is to remain in effect until the Tuition Payment Plan ends or is canceled by the bank or customer in writing at least five business days before the withdrawal occurs.

Returned payments - Monthly payments returned to ECSI for insufficient funds will be charged a fee of $25, and will be deducted from the next remittance forwarded to John Carroll University. Withdrawals refused for two consecutive months will result in automatic cancellation of the Tuition Payment Plan.

ECSI is not responsible for bank errors. Please keep a copy of this agreement for your records.

If you have any questions, please call ECSI.
Our education financing advisors are ready to help.
866-927-1438
Mon-Fri., 7:30 am to 8:00 pm