Borrower Links

The following links may be useful to students seeking topics about financial aid.

Disclaimer: These links take you to outside of the ECSI site. ECSI is not responsible for the content or accuracy of the information presented on other sites.

Student Loans/Grants:
These resources are about loans and grants. They also provide varying levels of background information.

• Student Gateway to the U.S. government Students.gov
• Department of Education's Guide to Defaulted Student Loans
• Department of Education's The Student Guide.
• Department of Education's Direct Loan Web site
• Department of Education's document on Managing the Price of College
• Financial Aid for Students
• The Financial Aid Information Page is a great place to start.
• Financial aid calculator
• Search for financial aid Through the Web
• Peterson's Education & Career Center

Institutions:
Looking for a college or university? Try these sites.

• Yahoo College Search

Regulations:
These links point to regulation changes that may apply to you depending on the type of loan that you have.

• Changes to Health Profession and Nursing Programs can be found on the Health Resources and Services Administration site.
• If you are looking for a teacher cancellation, check out the Low-income schools which qualify Perkins Teacher Cancellations.
• If you are looking for a public defender cancellation, check out the Public Defender Organizations which qualify Perkins Public Defender Cancellations.

Tax Credit:
Can you take a deduction for the interest you paid on student loans? These site will help you to find the information you need. (Documents labeled "PDF" require the Acrobat Plug-in.)

• Internal Revenue Service (IRS) Main Site
• Tax Information for Students
• Tax Benefits for Higher Education (Publication 970) (PDF)
• IRS Form 8863 - Education Credits (PDF)
• IRS Notice 97-60
• Taxpayer Relief Act of 1997 (PDF)
• Tax Trails is a service of the IRS that helps filers determine tax consequences. The two Tax Trails below deal with education expenses, credits and interest deductions.
• Student Loan Interest (1098-E)
• Education Tax Credit (1098-T)
• IRS FAQs (Frequently Asked Questions)
• Student Loan Interest (1098-E)
• Education Tax Credits (1098-T)